📜 Terms of Service for Xenor.site

Effective Date: May 14, 2025

1. Beginning 📝

Welcome to Xenor.site! We provide tools, resources, and calculators like our EMI Calculator to assist individuals in making informed financial decisions. By accessing or using our website, you agree to the following Terms of Service. Please read these terms carefully, as they outline your rights and responsibilities when using Xenor.site.

These Terms of Service apply to all users of the website, including those who access the site for tools, information, or any other services provided through Xenor.site. If you do not agree to these terms, you must refrain from using our website.

2. Acceptance of Terms 📌

By accessing or using Xenor.site, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service. If you are using the site on behalf of an organization, you represent and warrant that you have the necessary authority to bind the organization to these terms.

If you do not agree with these terms, please do not use the website or its services. Continued use of the website indicates your acceptance of these terms, including any modifications or updates made to them.

3. Services Provided by Xenor.site 🛠️

Xenor.site offers various tools designed to assist users in managing their finances. Our primary service is the EMI Calculator, which helps individuals calculate their Equated Monthly Installments (EMIs) based on factors like loan amount, interest rates, and loan tenure.

These tools are intended for informational purposes only, and the EMI results provided should not be treated as financial advice. We recommend consulting a financial expert before making any major financial decisions.

Our tools and services are continuously updated, and we may add new features or discontinue existing ones. Please refer to our website regularly for updates.

4. User Responsibilities 🔑

When using Xenor.site, you agree to:

1. Provide Accurate Information: When using the EMI Calculator or any other tool, ensure that the information you input is accurate and up-to-date.

2. Use the Website for Lawful Purposes: You agree not to use Xenor.site for any unlawful purposes, including but not limited to fraud, illegal activities, or any actions that could harm or disrupt the website or its users.

3. Protect Your Account: If you create an account on Xenor.site to access additional features, you agree to maintain the confidentiality of your account information and notify us immediately if you believe your account has been compromised.

4. Comply with All Applicable Laws: You agree to comply with all relevant local, state, and international laws when using the website and its services.

Failure to follow these responsibilities may result in suspension or termination of access to Xenor.site.

5. Account Creation and Security 🔒

Some features of Xenor.site, such as saving your EMI calculations or accessing personalized services, may require you to create an account. When creating an account, you agree to provide accurate and complete information. You are responsible for all activities that occur under your account.

Your account is for personal use only, and you must not share your login details with third parties. You must take all reasonable steps to secure your account and password. Xenor.site is not liable for any unauthorized use of your account.

If you suspect any unauthorized activity or access on your account, please contact us immediately at info@xenor.site.

6. Intellectual Property 📚

All content available on Xenor.site, including but not limited to text, images, logos, graphics, and the EMI Calculator, is the property of Xenor.site or its licensors and is protected by intellectual property laws.

You are granted a limited, non-exclusive, and non-transferable license to access and use the website solely for personal, non-commercial purposes. You may not copy, modify, distribute, or otherwise use any of our content without prior written permission from Xenor.site.

If you would like to use any content for commercial purposes, please reach out to us for authorization.

7. Third-Party Links and Services 🌐

Xenor.site may include links to external websites or services that are not owned or controlled by Xenor.site. These links are provided for convenience and informational purposes. However, Xenor.site is not responsible for the content, services, or privacy practices of third-party websites.

By clicking on third-party links, you acknowledge that you are leaving Xenor.site and that Xenor.site has no control over these external sites. We encourage you to review the terms and privacy policies of any third-party sites before providing personal information.

8. Privacy and Data Protection 🔐

Your privacy is of utmost importance to us. Our use and protection of your personal data are governed by our Privacy Policy, which details how we collect, use, and protect your information.

By using Xenor.site, you consent to the practices described in our Privacy Policy. Please review it regularly for any updates, as we may make changes from time to time.

We take reasonable steps to ensure that your data is secure, but please note that no method of transmission over the internet or electronic storage is 100% secure.

9. Disclaimers and Limitation of Liability ⚠️

While Xenor.site strives to provide accurate and reliable information, we make no guarantees regarding the completeness, accuracy, or reliability of the content or services provided, including the EMI Calculator. The results from the EMI Calculator are estimates based on the information provided and may not reflect the actual repayment terms of any loan.

Xenor.site and its affiliates are not responsible for any financial losses or damages resulting from the use of the website, including reliance on the EMI Calculator.

To the maximum extent permitted by applicable law, Xenor.site shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or services, even if we have been advised of the possibility of such damages.

10. Termination of Access 🔒

Xenor.site reserves the right to suspend or terminate your access to the website and services at any time, with or without notice, if we believe you have violated these Terms of Service. If your access is terminated, you are prohibited from creating a new account or using the website unless explicitly authorized by Xenor.site.

Upon termination, all rights and obligations under these terms that are intended to survive termination will remain in effect.

11. Governing Law and Dispute Resolution ⚖️

These Terms of Service shall be governed by and construed in accordance with the laws of [Insert Country/Region]. Any disputes arising from or related to these terms or your use of the website will be resolved through binding arbitration, with jurisdiction in [Insert Jurisdiction].

You agree to submit to the jurisdiction of the courts located in [Insert Jurisdiction] for the resolution of any disputes related to these terms or your use of the website.

12. Changes to the Terms of Service 🔄

Xenor.site reserves the right to modify or update these Terms of Service at any time. The updated terms will be posted on this page, with the Effective Date of the changes noted at the top. By continuing to use the website after any changes to the terms, you accept the updated terms.

We encourage you to review this page periodically to stay informed of any updates.

13. Contact Us 📞

If you have any questions or concerns regarding these Terms of Service, please contact us at:

📧 Email: info@xenor.site
🌐 Website: https://xenor.site

By using Xenor.site, you agree to abide by these Terms of Service and acknowledge that you have read, understood, and accepted them.